(Effective Date: February 14, 2025)

At theBNK, we take your privacy seriously. This Privacy Policy explains how we collect, use, and protect your information, and outlines your rights regarding your data.

PIPEDA‑LED STATEMENT: theBNK is Canadian‑built and run, following the Personal Information Protection and Electronic Documents Act (PIPEDA), Canada’s national privacy framework. Our privacy practices are designed to meet or exceed Canadian standards, while also aligning with international frameworks such as GDPR where applicable.

1. Information We Collect
We may collect:
• Personal Information: Name, email, phone number, job title, and other details you provide.
• Business Information: Company name, financial records, tax IDs, revenue details, and supporting documentation for funding eligibility.
• Technical Information: IP address, browser type, device information, and browsing behavior (via cookies or similar technologies).

2. How We Use Your Information
We use collected data to:
• Assess and process funding applications.
• Provide tailored financial solutions.
• Improve our services and website functionality.
• Communicate updates regarding applications and approvals.
• Comply with legal requirements and prevent fraud.

3. Sharing Your Information
We may share your information with:
• Funding partners to secure financing solutions.
• Trusted service providers (e.g., credit verification, payment processing, analytics).
• Regulators or authorities where required by law.

4. Cookies and Tracking
We use cookies to improve user experience and analyze site performance. You can disable cookies in your browser, but certain features may not function properly.

5. Data Retention
We retain your data only as long as necessary to provide services, meet legal obligations, and resolve disputes. You may request data deletion at any time (see Section 9).

6. Your Rights
Depending on your jurisdiction, you may have the right to:
• Access and review your personal data.
• Correct inaccuracies.
• Request deletion or restrict usage.
• Opt out of marketing communications.

7. Data Security
We use encryption, secure servers, and access controls to protect your information. While we take strong precautions, no system is 100% secure.

8. International Data Transfers
If data is transferred outside of Canada, we ensure it is protected under applicable privacy laws (e.g., PIPEDA, GDPR if applicable).

9. Contact Us (Privacy)
For questions or requests under this Privacy Policy, contact us at: info@theBNK.com